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Holiday Lodge Insurance

At Park Home Assist, we have been providing specialist holiday lodge insurance to holiday lodge owners throughout the UK for over 13 years. Our reputation for providing comprehensive cover at a competitive price, backed up by excellent customer service is endorsed by industry experts: Park Home Assist won an insurance industry claims service award in 2017.

Despite being one of the largest providers of holiday lodge insurance within the UK, we are a family business where we understand that customer service is key, ensuring every customer receives the very best personal and professional service.

So, for the peace of mind of an award winning claims service and excellent value for money, call us today to insure your treasured holiday lodge.

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25000

25,000 insured people so far……

1000

Over 1000 claims handled in 2018

13

13 Years Experience

2017

Insurance Times claims excellence award winners.

Benefits

Holiday Lodge Insurance Benefits

  • Comprehensive holiday lodge insurance cover
  • Competitive premiums with monthly or annual payment options
  • Holiday lodge buildings cover up to £500,000 as standard
  • Site clearance, transportation and re-siting of replacement home as standard
  • Holiday lodge contents cover up to £40,000 as standard – all contents are replaced new for old except household linen and clothing
  • Underwritten by top insurers at Lloyd’s of London
  • 14-day ‘No quibble’ money-back guarantee
  • 24-hour, 365-day claims notification facility
  • Unlimited freezer contents cover as standard
  • Optional cover for holiday lets
  • Optional cover for malicious damage when let
  • Optional cover for sports equipment up to £3,000
  • Cover for cover in outbuildings up to £1,000
  • Garden furniture cover up to £1,500
  • Cover includes loss of use and loss of hiring fees
  • £5million Property Owners Liability cover included as standard
  • Loss of keys cover included as standard
  • Optional accidental damage cover when let
  • Optional pedal cycle insurance cover
  • Optional legal expenses cover (including cover against park operator disputes)
Discounts

Holiday Lodge Insurance Discounts

  • Policyholders over 50s discount
  • No Claims discount
  • Choose from £100, £150, £250 or £500 voluntary excess
Optional covers

What optional cover can be added to the policy?

  • Optional cover for letting
  • Accidental damage when let
  • Malicious damage when let
  • Optional cover for pedal cycles
  • Optional cover for sports equipment up to £3,000
  • Optional Legal expenses cover up to £50,000
Legal Inclusions

What’s included in Holiday Lodge Legal Costs Expenses

Legal costs incurred by the insurer’s approved panel of solicitors up to £50,000 to pursue:

  • Defective goods or services provided to your Holiday Lodge
  • Compensation following an accident for death or injury
  • An Employment Tribunal
  • Nuisance or trespass to your Holiday Lodge property
  • Disputes with the park owner where your Holiday Lodge is situated
  • Compensation against someone who damages your Holiday Lodge
  • A probate dispute
  • Defence of a breach of contract against you for goods sold privately that relate to your Holiday Lodge.
  • Liaison with credit reference agencies if you are a victim of identity theft
  • Writing a letter to a social media website to request removal of a defamatory comment about you.
Legal Exclusions

Significant Exclusions

As with all policies of this type there are some things which are not covered. These are the limitations and exclusions that we think are significant. Full details or all limitations and exclusions can be found in the relevant cover section of the policy wording.

You are not covered under Holiday Lodge Legal Expenses for:

  • Claims or proceedings that arise outside of the UK, IOM or Channel Islands
  • Costs for claims incurred without the insurers prior consent
  • Claims that arise between you and someone you live with or have lived with
  • Claims where to insurer deems there is no prospect of success
  • Costs for legal representation from outside of the insurers approved solicitors list
  • Claims below £250 (plus vat) brought against you or pursued for you for Defective Goods Claims
  • Claims for stress, psychological or emotional injury unless linked to a physical injury are excluded for injury claims
  • Any Employment Tribunal or action against a park owner brought within the first 90 days of the policy
  • Trespass or nuisance arising from divorce or matrimonial matters.
  • Financial compensation for physical damage in respect of a contract that you have entered into
  • Defamatory claims on social media if you are under 18 years of age.