Holiday Lodge Insurance

Park Home Assist have been providing holiday lodge insurance to holiday lodge owners throughout the UK, for over 13 years, and we are renown for providing comprehensive cover, competitive premiums as well as an award winning claims service as voted by the insurance industry in 2017.

Despite being one of the largest providers of holiday lodge insurance within the UK, we are a family business where we understand that customer service is key, ensuring every customer receives the very best personal and professional service.

If you want that peace of mind of an award winning claims service, comprehensive cover as well as a competitive premium for your treasured and prized holiday lodge then contact us today and find out why thousands of lodge owners choose Park Home Assist to insure their holiday lodge.

28000

28,000 insured people so far……

1000

Over 1000 claims handled in 2017

13

13 Years Experience

2017

Insurance Times claims excellence award winners.

Details

Holiday Lodge Insurance Details

At Park Home Assist Insurance Services, all our advisers are well trained in Park Home and Leisure Insurance, and all of them pride themselves in both the professional yet personalised service our policyholders receive, which is probably why so many of our policyholders are only too pleased to recommend us to friends and neighbours.

Our 10 years’ experience of providing Park Home & Leisure Insurance as well as the other Park Home related products we provide, means that although we understand the Park & Leisure Home sector, probably more than any other Park Home Insurer we are never complacent and we always know there is room for improvements and change. We like to believe that with our range of Park Home Services, we have become the ‘One-Stop-Shop’ for Park and Leisure Home Residents. We continually review the cover we provide to see how this can be improved upon, as well as listen to our Policy Holders, and get very excited when we announced more enhanced cover and service.

Using our fast and efficient park home quotation request system, with just a few easy to answer question, one of our Park Home Consultants will contact you to provide you a personalised quotation to match your requirements.

Should you wish to read our policy in detail, you can do so by clicking on the Documents Tab to find out more.

Discounts

Holiday Lodge Insurance Discounts

  • Up To 20% No Claims Discount Available;
  • Over 50’s 10% Age Discount;
  • Up To 20% Selected Parks Discount;
Benefits

Holiday Lodge Insurance Benefits

  • Holiday Lodge Buildings Cover Up To £500,000 As Standard
  • Site Clearance, Transportation and Re-siting of Replacement Home As Standard
  • Holiday Lodge Contents Cover Up To £60,000 As Standard
      (All Contents are replaced new for old except household linen and clothing)
  • £500 Freezer Contents Cover As Standard
  • £5million Public Liability Cover As Standard
  • Optional Accidental Damage Cover On Buildings And/Or Contents
  • Optional Valuables & Personal Possessions Cover Away From The Home
  • Optional Pedal Cycle Insurance Cover
  • Optional Money & Credit Card Cover
  • Optional £50,000 Legal Protection Cover
      (Including cover for park operator disputes)
  • Optional 12 Months Instalment Facility (At small additional charge)
  • No Additional Charge For Payment by Credit or Debit Cards

Note: A Leisure Lodge and Holiday Lodge is a lodge which is built to the British Standard BS3632. If your home is not built to BS3632 we may well still be able to provide cover but the cover may vary slightly.

Legal Inclusions

What’s included in Holiday Lodge Legal Costs Expenses

Legal costs incurred by the insurer’s approved panel of solicitors up to £50,000 to pursue:

  • Defective goods or services provided to your Holiday Lodge
  • Compensation following an accident for death or injury
  • An Employment Tribunal
  • Nuisance or trespass to your Holiday Lodge property
  • Disputes with the park owner where your Holiday Lodge is situated
  • Compensation against someone who damages your Holiday Lodge
  • A probate dispute
  • Defence of a breach of contract against you for goods sold privately that relate to your Holiday Lodge.
  • Liaison with credit reference agencies if you are a victim of identity theft
  • Writing a letter to a social media website to request removal of a defamatory comment about you.
Legal Exclusions

Significant Exclusions

As with all policies of this type there are some things which are not covered. These are the limitations and exclusions that we think are significant. Full details or all limitations and exclusions can be found in the relevant cover section of the policy wording.

You are not covered under Holiday Lodge Legal Expenses for:

  • Claims or proceedings that arise outside of the UK, IOM or Channel Islands
  • Costs for claims incurred without the insurers prior consent
  • Claims that arise between you and someone you live with or have lived with
  • Claims where to insurer deems there is no prospect of success
  • Costs for legal representation from outside of the insurers approved solicitors list
  • Claims below £250 (plus vat) brought against you or pursued for you for Defective Goods Claims
  • Claims for stress, psychological or emotional injury unless linked to a physical injury are excluded for injury claims
  • Any Employment Tribunal or action against a park owner brought within the first 90 days of the policy
  • Trespass or nuisance arising from divorce or matrimonial matters.
  • Financial compensation for physical damage in respect of a contract that you have entered into
  • Defamatory claims on social media if you are under 18 years of age.

Exceptional cover for you and your holiday lodge

  • Up To £500,000 Buildings Cover As Standard

  • Freezer Contents Cover As Standard;

  • Optional Accidental Damage Cover Available

  • Optional Mobility Scooter Cover

  • Underwritten by certain underwriters at Lloyds

  • Up to £60,000 contents cover as standard

  • £5 Million public liability cover as standard

  • Optional personal possession cover

© Copyright 2018 - Park Home Assist Insurance Services - Privacy Policy
Park Home Assist Insurance Services, is a part of Assist Insurance Services Ltd, Royal House, Queenswood, Newport Pagnell Road West, Northampton NN4 7JJ.
Assist Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority under register number 435530 for Insurance Mediation and as a Credit Broker.
We do not charge any fees to customers in relation to Credit Broking activities.