Questions to Ask When Buying a Holiday Lodge
If you’re thinking about buying a second home, these questions to ask when buying a holiday lodge will help you make a well-informed – and hopefully stress-free – decision. Whether you’re dreaming of lazy weekends in the countryside or a peaceful coastal escape, a holiday lodge can offer a fantastic lifestyle boost and a sound investment. But before you sign on the dotted line, it’s important to know exactly what you’re getting into.
From location and legalities to running costs and insurance, here’s a straightforward guide to help you ask the right questions and avoid costly surprises later.
- Where is the lodge located – and does it suit your lifestyle?
The golden rule: location, location, location. Ask yourself:
- Is it within a reasonable drive from home?
- Is there local infrastructure – shops, doctors, things to do?
- What’s the area like during peak and off-seasons?
- Will it appeal to friends or family you want to invite along?
Also, it can help to think long-term. A peaceful woodland retreat might sound idyllic now, but will it still suit your needs in five or ten years? Visit in different seasons if you can – some parks feel very different in winter.
- What’s included in the sale price?
Always ask for a full breakdown of what’s included in the price. This might be:
- The lodge itself (obviously!)
- Decking, skirting, parking space
- Furnishings and white goods
- Access to park facilities
And don’t forget to ask about VAT – it’s not always included in the advertised price.
- Who owns the land, and what’s the lease agreement?
Unlike bricks-and-mortar homes, you don’t usually own the land your holiday lodge sits on. It’s often part of a larger park or development. That means you’ll be leasing a pitch – so ask:
- How long is the pitch licence?
- What happens at the end of the licence term?
- Are there any restrictions on selling the lodge or passing it on?
Some parks offer 99-year licences; others are much shorter. A longer agreement generally gives better security but always read the fine print.
- What are the annual running costs?
This is a big one. Running costs vary widely, so get a full list of charges, including:
- Site or pitch fees
- Council tax (if applicable)
- Utilities – gas, electricity, water
- Waste management
- Maintenance and repair fees
- Holiday lodge insurance
Some parks offer bundled service charges, while others bill everything separately. Ask how often prices rise – and by how much.
- What are the park rules and seasons?
Not all holiday parks operate year-round. Some shut for a month or two over winter, while others allow year-round access – but with restrictions on permanent living.
Ask:
- Can you stay all year round?
- Are there visitor rules (e.g. pets, noise, parking)?
- What facilities are open during the off-season?
You’ll also want to know how the park is managed. A well-run park will have a clear residents’ charter or set of guidelines.
- Is the lodge built to residential standards (BS3632)?
If the lodge is built to BS3632 standards, it’s better insulated and more suitable for year-round use. This can mean lower energy bills and a more comfortable living environment.
Even if you don’t plan to stay in winter, BS3632 construction tends to retain value better and may be required by some insurance providers.
- Can you sublet or rent it out?
Some buyers plan to earn extra income by renting their holiday lodge when they’re not using it. But subletting isn’t always allowed.
Check:
- Does the park allow subletting?
- Are there any management or commission fees?
- Is there demand in the area?
- Will your insurance cover letting to guests?
Being clear about this up-front will save you headaches down the line.
- What are your insurance options – and are you properly covered?
This is where Park Home Assist comes in. Choosing the right holiday lodge insurance is vital – and you’ll want specialist cover that truly understands how lodges work.
At Park Home Assist, we offer award-winning cover tailored for holiday lodges and second homes. Here’s what you can expect from our policies:
- Protection for structure and contents: Whether your lodge is damaged by fire, flood, theft or storm, we’ve got you covered.
- Public liability cover: Essential if you have guests or rent out the property.
- Optional accidental damage: Ideal for peace of mind if little hands or clumsy guests are about!
- Emergency assistance: Help is just a phone call away.
- Expert customer support: Our UK-based team knows holiday lodges inside and out.
With Park Home Assist, you won’t be bounced around call centres or left wondering what’s covered. We keep things simple, reliable, and personal – just what you need when you’re investing in a home-from-home.
Get a quote online or speak to our friendly team on 01604 946 796.
- Is this the right time to buy?
Take a moment to reflect before committing. Ask:
- Is this a long-term investment?
- Will you use the lodge regularly?
- Are you financially ready for the ongoing costs?
Speak to existing lodge owners on the park. Most will be happy to share honest experiences – and may offer insights the park’s sales team might not mention.
- Are you emotionally ready?
Yes, it sounds fluffy – but it matters. A holiday lodge should bring joy, not stress. Are you ready to switch off, embrace slower weekends, and spend more time outdoors?
Buying a lodge is more than a purchase; it’s a lifestyle change. If that excites you, and you’ve ticked off everything above, you’re probably on the right path.
In summary: Buying a holiday lodge can be a brilliant move if you ask the right questions first. From location and legalities to costs and insurance, take your time and be thorough and we hope these pointers will come in useful.
For expert lodge insurance and friendly advice, visit parkhomeassist.co.uk – your trusted partner in holiday living.
For any queries or to request a quote for holiday lodge insurance, call our friendly and helpful insurance team on 01604 946 796. They will be very pleased to help.
Please note that all insurance cover is subject to acceptance of terms and conditions.
This is a marketing article from Park Home Assist, multi award-winning providers of park home insurance, mobile home insurance, insurance for static caravans, insurance for holiday homes and holiday lodges, as well as boat insurance and touring caravan insurance. If you have any questions about your insurance, then please call our office on 01604 946 796 and one of our insurance advisers will be happy to help.
Published – 18/07/25
