Insure your home with an award-winning insurance specialist
Park Home Assist is one of the UK’s leading providers of residential park and leisure lodge insurance. We’ve got more than 16 years’ experience, insuring over 25,000 park home and lodge owners across the UK.
If you live in a Park Home in an area which is deemed to be a high flood risk, or you have been unlucky to have experienced a flood at your park home in the past, then you will probably have experienced problems getting insurance cover to include flood cover, or if you have, was it at a reasonable price?
To combat homeowners not being able to obtain flood cover, or at a reasonable price to help homeowners whose properties are likely to be affected by floods, the insurance industry and the UK Government launched Flood Re, a ‘reinsurance scheme’, in April 2016.
This scheme is a way to help people living at risk of flood get access to affordable home insurance. Park Home Assist’s insurer Canopius, (one of the largest Lloyd’s Of London Underwriters) uses the scheme to offer affordable cover to park home customers whose properties are at risk of flooding. (Subject to meeting Flood Re’s requirements).
How does Flood Re work?
When it comes to choosing your Park Home Insurer, as long as their insurer has signed up to the scheme, nothing changes.
You buy your policy in exactly the same way and you’ll continue to be set a premium based on the details you give.
If you’re the owner of a park home where the base your home is sited upon was built before 2009 that’s at one of the highest risks of flooding, then your park home insurance that covers you against flood damage may be passed to the Flood Re Scheme.
All of this will happen automatically, if you opt for this cover. You don’t need to do anything and we’ll confirm if this applies to you in your policy schedule.
This also means that if you previously had a flood excess on your park home insurance policy, we’ll be able to replace this with a standard policy excess. So you aren’t expected to cover any extra cost of your park home is damaged by flooding.
Need More information about Flood Re?
Although you are not required to do anything to access Flood Re, you can visit the Flood Re website to find out specific information on the scheme. www.floodre.co.uk
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On the 19th January 2021, Park Home Assist Insurance Services won the Feefo Platinum Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.
Buying a holiday lodge is a great way of being able to escape to a favourite, beautiful place any time you want. This idea has, perhaps, never been so attractive.
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As with all insurance, getting your park home contents insurance right can save a great deal of hassle and potential disappointment further down the line. Here are some questions to have in your mind.
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Now is the time to prepare your holiday lodge for the peak season. As we finally look forward to an end to lockdowns in the UK, this summer is likely to be busier than ever for holiday lets.
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Being kinder to the planet and helping the environment are goals that many of us share, this guide is designed to help you make your park home more environmentally friendly and possibly to save you some money in the process.
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Renting out your holiday lodge is a great way to cover pitch fees and other costs. Here are some things to consider when renting.
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Here are a few tips to help you protect your park home as much as possible from escape of water.
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Blanket sums insurance is a way to provide assurance that your property and contents are covered, despite any difficulties in providing an exact valuation for your contents and property.
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Choosing the right holiday lodge insurance for you will very much depend on your own circumstances. The following information is designed to help you navigate the options, so you can get the best insurance cover for your treasured holiday lodge.
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Today, (7th June) Laura, our Senior Business Support Consultant reached her 10-year work anniversary.
Laura started work with Park Home Assist in 2001 as a Sales Advisor before progressing to Team Leader and then to her current position as Senior Business Support Consultant.
https://www.parkhomeassist.co.uk/wp-content/uploads/2021/06/4x2.jpg200400Park Home Assist/wp-content/uploads/2017/05/logov2.pngPark Home Assist2021-06-07 16:26:482021-06-29 10:07:07Congratulations Laura, on your 10-year work anniversary
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