Park Home Assist Offers Park Home Customers Flood Re Cover
Park Home Assist have become one of the first Park Home Insurers to assist park home owners who struggle to obtain flood cover for their park home when their property may be in a flood risk area. With many insurers refusing to provide any insurance cover for such high risk-areas, Park Home Assist have at least been able to provide cover for clients but flood cover was excluded. Park Home Assist are now able to provide flood cover to many of those park home owners with the implementation of the government-backed scheme, Flood Re.
With our award-winning claims service, and also being voted by the Insurance Industry as ‘2020 Personal Lines Broker of the Year’, with Flood Re cover now available to many park home owners in those high-risk flood areas, Park Home Assist really is the place to insure your Park Home.
How does Flood Re work?
Every insurer that offers home insurance in the UK must pay into the Flood Re Scheme, regardless as to whether they offer the Flood Re scheme or not. This is a levy which raises £180m every year that Flood Re use to cover the flood risks in home insurance policies.
Flood Re works in partnership only with member insurers behind the scenes. When you purchase your park home insurance cover, your insurer can choose to pass the flood risk element of your policy if you live in a high flood risk area to Flood Re for a fixed price, rather than decline to provide you flood cover, or worse of all no cover at all.
If you make a valid claim for flooding, your insurer will pay the claim, and Flood Re will then reimburse your insurer from the Flood Re fund.
In short, you buy park home insurance in the usual way. Flood Re will cover the flood risk and keeps the insurance price affordable.
Could my Park Home qualify for Flood cover with Flood Re?
You can make totally sure by calling us for a quotation on 01604 946 796 and we will be able to confirm whether you qualify or not.