Holiday Home Insurance Benefits

• Underwritten at Lloyd’s of London giving you total peace of mind
• Specially Designed Holiday Home Cover providing Comprehensive Buildings and Contents Cover
• Contents Insurance ‘New For Old’
• Contents Only cover available
• Public Liability Cover up to £5million as Standard
• Theft from outbuildings/garage up to £3,000 as Standard
• Garden furniture up to £1,000 as Standard
• Freezer Contents up to £500 as Standard
• Replacement Locks and Keys up to £500 as Standard
• Money and Credit Cards up to £300 as Standard
• Alternative Accommodation and Loss of Rent Cover as Standard
• Emergency Travel Cover as Standard
• Plus much, much more

Optional Cover:

• Optional Accidental Damage Cover Available
• Optional 12 month Instalment Facility Available

Home Emergency Cover for Holiday Home Owners

The home emergency policy that we provide for holiday home owners, will provide assistance to you in your home. You’ll receive expert help if you suffer an emergency arising from an incident covered under this policy and send a contractor out who will take action to resolve the emergency. The home emergency insurance policy is designed to work alongside your household buildings or contents insurance policy.

Key Benefits Include:

• No Excess To Pay
• Up to £1,000 per claim
• No call out charges
• Unlimited claims allowed
• Boiler breakdown included

Plumbing & Drainage
Leaks caused by the unexpected failure of the drainage system or internal plumbing (including central heating pipes).

Roofing
Emergency repairs following missing, broken or loose tiles causing internal water damage.

Internal Electricity
Covers your internal electrics supplying power to your home following electrical failure of at least one complete circuit.

Boiler Replacement Contribution
Contribution of up to £500 towards the cost of a brand-new like for like replacement upon production of an original receipt for payment.

Primary Heating System
Cover for the complete breakdown of the central heating system which results in the loss of heating and/or hot water.

Alternative Heating
We shall pay up to £50 towards the cost of alternative heating sources where these are deemed necessary in the event a claim has occurred.

Pest Infestation
Cover for the removal of certain types of pest infestation (such as a wasp or hornet nest, mice, rats or cockroaches) from the home.

Overnight Accommodation
Overnight accommodation only where it has not been possible to resolve the emergency following an accepted claim for emergency repairs by a contractor under another section of the policy and the home is rendered uninhabitable in the opinion of the Claims Helpline Service.

Note: All cover is subject to terms and conditions.

Read the full policy wording here: Home Emergency Policy Wording