Park Home Owners’ Car Insurance 

Park home owners sometimes need car insurance and often prefer to get all their cover in one place. It’s good to know that you can receive the same great service from Park Home Assist when you insure your car as you do when you insure your park home. Here are a few topics you may want to look out for when considering the best value deal for you on your car insurance.

Comprehensive car insurance cover

Does your policy offer a good comprehensive cover as standard? It may be worth checking who is underwriting your chosen cover too. All Park Home Assist policies are underwritten by KGM at Lloyds.

No claims bonus

Does your cover allow for a no claims bonus? Our car insurance for park home owners offers up to five years no-claims bonus.

Windscreen cover

Is unlimited windscreen cover included as standard? This may be an important question for you to have as it’s a frequent claim for motorists. With the knowledge you have unlimited windscreen cover, it’s one less thing to worry about.

Approved repairers

It might be worth asking if your cover allows you access to approved repairers. When you go to a professional who is trusted by your insurer for your repairs, the whole process is likely to be smoother, from claim to resolution.

Transport from an accident

Does your cover include a courtesy car in the event of an accident. Or in the unfortunate case that you need emergency transport, is this covered? The answer is yes in both cases if you choose Park Home Assist for your cover.

Personal belongings cover

Theft from cars is still unfortunately common. An amount of cover for items stolen from your car might give you that extra sense of security. Park home owners’ car insurance from Park Home Assist comes with cover for personal belongings as standard.

A low standard policy excess

Something to always be aware of is the level of excess payable as standard on your policy. At Park Home Assist, we are happy to offer a low excess level of just £100.

Foreign use (EU) cover

Can you hop over the channel and still be covered? With our standard policy, you are covered for 120 days in any one insurance period for travel in the EU.

Optional benefits

Your needs are specific to you and so you may want to check the flexible options that are available with a park home owner’s car insurance policy. This way, you can be assured that you are covered for your pattern of car use and your circumstances.

  • Legal protection cover

You may want to add this to your policy to give you some legal representation should you need it in a dispute concerning your car.

  • No claims discount cover

You may find this helpful to keep your no claims bonus, even if you find yourself having to make a claim.

  • Breakdown assistance cover

Including this in your policy may simplify things, as it all comes from one provider. Very useful if you want breakdown cover without the hassle.

  • Installment facility for payment of premiums

Depending on your circumstances, you may find this helpful in spreading the cost of your car insurance over eleven months.

All these car insurance options are available for park home owners from Park Home Assist. Call us on 01604 946 796 to talk to one of our award-winning team about the right cover for you.

This is a marketing article from Park Home Assist, multi-award-winning providers of residential park home insurance.  If you would like to speak to an advisor regarding insurance for your park home, please contact our friendly team in our Northampton office on 01604 946 796.

Please note that all insurance cover is subject to acceptance of terms and conditions.

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Published – 06/10/23