Car Insurance for Park Home Owners
Choosing car insurance for park home owners involves a few things to think about. This guide is here to help you make your way through the choices available.
Value for money car insurance for park home owners
Everyone wants their premiums to be as low as possible, but we also need reliable service, trusted expertise and the right advice from our insurer.
People often make their decision to insure with a particular company based on the level of their customer service. Until you are a customer though, this can be hard to judge.
Is the quotation service smooth? Do you get to talk to an actual person if you need to, and how is that experience? Do you get through easily and is it a conversation you leave feeling happy?
These initial impressions are important and can give you a good idea of how things might go in the event of a claim.
The circumstances you find yourself in when you do need to make a claim can, of course, be stressful. In such moments, when you need swift, reliable and accurate help from your insurer, being stuck on a phone or consigned to filling out faceless online forms is not where you want to be. You need to be able to talk to someone you trust and who is experienced enough to guide you through the process.
Check to see if the customer service team has any industry awards and take a look at their feefo rating. Our award-winning team find that this goes a long way to introducing the level of service our customers have come to expect from us.
Look for experienced, specialised professionals to assist you. If you are looking for car insurance for park home owners, it can make things a lot easier if your home and your car are covered by the same insurer. Not only does it make things half as much trouble (only one phone call instead of two) but you also know that you are talking to someone who you can trust and who understands your lifestyle. With a 15-year, award winning, track record of providing cover for park homes our team of professional advisers have accumulated a wealth of experience.
Standard cover car insurance for park home owners
Customers have all come to expect a certain level of cover when they insure their cars. Check your insurer provides these things as standard:
- Comprehensive Car Insurance with up to 5 years No Claims Bonus
- Standard Policy Excess of just £100
- Unlimited Windscreen Cover
- Access to Approved Repairers
- Courtesy Vehicle in the event of an accident
- Foreign Use Cover (EU) up to 120 Days in any one period of insurance
- Personal Belongings Cover of up to £300
- Emergency Transport from the scene of an accident
Flexible car insurance cover
How flexible is your cover? Are there options for no claims bonus periods, no claims discount protection, options for legal protection or breakdown assistance? Is there provision to help you pay your premiums in instalments should you need to?
Reliability and peace of mind
When it comes to making a claim in difficult circumstances, a reassuring professional person on the phone with you, dealing with your event quickly and calmly can be invaluable.
Finally, check to see who underwrites the insurance you are being offered. A reputable underwriter like KGM at Lloyds can give you that extra reassurance that your cover is provided by a longstanding and secure company.
This is a marketing article from Park Home Assist, specialists in the park home insurance industry. To stay up to date about topics like this, please like and follow us on Facebook, Twitter or LinkedIn.