Things to Consider When Buying a Park Home
Things to consider when buying a park home go far beyond simply choosing a home you like. From the location and community to site rules, maintenance needs, and the right insurance cover, there’s a lot to think about if you want your investment to be both secure and enjoyable. Whether you’re buying your first park home or adding to your property portfolio, knowing the right questions to ask can help you make the best decision for your needs.
Here are eleven key points to guide you.
- Is this the right location for you?
The choice of location is one of the most important decisions you’ll make. It affects not only your lifestyle but also the future value and enjoyment of your home. Consider how close you’ll be to family, friends, healthcare, shops, and public transport. Visiting the area at different times of year can give you a better sense of the climate and atmosphere. Some people even choose to rent in the same area — or on the same park — before buying, giving them a first-hand feel for the surroundings and community. - What are the site rules and regulations?
Every residential park has its own set of rules, which can vary widely. Some may have age restrictions, rules about pets, or policies on subletting. Understanding these in advance helps avoid surprises after you’ve moved in. - What’s included in the pitch fee, and how might it change?
Pitch fees usually cover services like grounds maintenance, waste collection, and sometimes security. Ask for a clear breakdown, check how often fees are reviewed, and find out how they’ve changed in the past. This can help you plan your budget more effectively. - How long is the pitch agreement?
Your pitch agreement sets out the terms under which you can keep your park home on the site. It’s important to know its length, how renewals work, and any responsibilities you must meet to keep it valid. - What’s the condition of the home?
If you’re buying a pre-owned park home, consider arranging a survey from someone familiar with these properties. They can spot structural, insulation, plumbing, or roofing issues before they become costly problems. - What ongoing maintenance will be needed?
Even a brand-new park home needs regular upkeep to keep it in good condition. Simple checks on the roof, windows, and insulation can help prevent issues. Staying on top of maintenance also helps protect your insurance cover. - What insurance will you need?
Specialist park home insurance cover from Park Home Assist can protect the structure, contents, and offer options like accidental damage, liability cover, legal expenses, and home emergency protection. Choosing insurance designed for park homes gives you reassurance that you’re covered for the risks specific to this type of property. - Is the site in a flood-risk or high-wind area?
The location can affect your insurance premiums and the risks your home faces. If you’re near a river, coast, or an exposed site, check whether your insurance will provide the level of cover you need for peace of mind. - How easy will it be to sell in the future?
Even if you’re not thinking about selling now, it’s worth understanding how it would work later. Some parks require the site owner to approve buyers or take a percentage of the sale price. Check what the situation might be in advance on the park you are considering. It may seem a long way off but if you prepare now, you might avoid nasty surprises further down the line. - How are utilities supplied and billed?
Ask whether you’ll receive bills directly from suppliers or through the residential park owner. In some parks, utilities are centrally managed, while others allow you to choose your own providers. - What’s the community atmosphere like?
The people around you will play a big part in how much you enjoy living in your park home. Visit at different times of the day and week, speak to residents, and see if it feels like a good fit for you.
It is always advisable to consult a professional adviser, such as a solicitor, so they can help you, when make such a large purchase.
More help and information is available from the Government’s advice booklet: Buying a Park Home: https://assets.publishing.service.gov.uk/media/6128f0528fa8f53dcb9478f1/150217_Buying_a_home.pdf
Taking the time to work through all the things to consider can make your park home purchase a confident and informed decision. With careful planning and the right support from a specialist insurer like Park Home Assist, your move can be the start of a safe and rewarding new chapter.
For more information about park home insurance, call our friendly and professional team on 01604 946 796 or visit www.parkhomeassist.co.uk.
Please note that all insurance cover is subject to acceptance of terms and conditions.
This is a marketing article from Park Home Assist, multi award-winning providers of park home insurance, mobile home insurance, insurance for static caravans, insurance for holiday homes and holiday lodges, as well as boat insurance and touring caravan insurance. If you have any questions about your insurance, then please call our office on 01604 946 796 and one of our insurance advisers will be happy to help.
Published – 12/09/25
