Car Insurance for Park Home Owners: What You Need to Know
The first thing that you need to know about car insurance for park home owners is that it is available from Park Home Assist! With 21 years’ experience of providing home insurance for park home owners, we understand our customers really well, so responded when they asked if we could insure their cars for them too.
Our specialist team of advisers within our park home insurance team have a detailed knowledge of our car insurance policies, how they meet the needs of our customers and the car insurance market in general.
So, if you’re a park home owner looking to buy car insurance, here are some questions to ask:
- How much does it cost?
You can easily find out by requesting a quote and filling in our short online form. One of our advisors will contact you to go through all the information and provide you with a personalised quotation. Alternatively, you can request a call back and go through everything over the phone.
- Is the car insurance value for money?
Cost and value are, of course, related, but different. You’ll need to know that you’re receiving comprehensive cover at a competitive price and that you’ll be looked after if you need to make a claim. What’s the company’s reputation and how’s their customer service?
At Park Home Assist we understand that customer service really counts and are proud to receive a Platinum Trusted Service Award from Feefo, with an average customer rating of 4.8/5 stars.
In addition, many of our customers like the convenience and peace of mind of having all of their insurance with the same company – one they know will after them.
- What does the car insurance cover?
For example, your policy should cover the following as standard: Loss or damage to your vehicle caused by accidental damage, malicious damage, vandalism, fire, theft or attempted theft
At Park Home Assist, our car insurance for park home owners also offers the following cover benefits:
- Unlimited indemnity in respect of any claims by a third party for personal injury
- £20million indemnity with respect of any claims by a third party for property damage
- Unlimited windscreen cover
- Providing a courtesy vehicle in the event of an accident
- Up to five years ‘No Claims’ bonus
- Access to approved repairers with repairs guaranteed for three years
- Cover for replacement locks and keys up to £750
- Personal effects and medical expenses cover
- Personal accident cover up to £2,000
- Emergency transport from the scene of an accident
- What about personal belongings, audio or satnav equipment?
You also need to know about the level of personal belongings cover included with your car insurance. At Park Home Assist, we offer personal belongings cover of up to £300, audio equipment up to £500 and satellite navigation cover up to £500.
- What is the standard policy excess?
The standard policy excess (i.e. the part of the claim that you have to pay yourself) is an important consideration when potentially making a claim. At Park Home Assist we offer a standard excess of £100.
- Are there any optional benefits that I can include?
You may be interested in adding extra benefits to your car insurance, such as additional protection of your ‘No Claims’ bonus, breakdown recovery cover or legal protection cover. Or you may want to spread the cost of your premium by paying in instalments. It’s good to know that all of these are available from Park Home Assist, if you’re a park home owner.
- Who underwrites the policy?
Knowing which company underwrites an insurance policy is important because the underwriter is the insurer that actually assumes the financial risk and pays the claims. At Park Home Assist, our car insurance policies are underwritten by KGM at Lloyd’s. established for over 60 years and specialising in the car insurance market, they have the experience and stability to provide peace of mind to policy holders.
If you’re a park home owner looking to insure your car, we hope you’ve found what you need to know in this article. For more information or to obtain personalised quote, please contact our team of advisors on 01604 946 796 and they’d be happy to help.
Please note that all insurance cover is subject to acceptance of terms and conditions.
This is a marketing article from Park Home Assist, multi award-winning providers of park home insurance, mobile home insurance, insurance for static caravans, insurance for holiday homes and holiday lodges, as well as boat insurance and touring caravan insurance. If you have any questions about your insurance, then please call our office on 01604 946 796 and one of our insurance advisers will be happy to help.
Published – 06/02/26
